Banana Tapioca Coconut Pudding (Chè Chuối) – a classic comfort food dessert.
In This Chè Recipe Guide
Related: Best Vietnamese Chè Desserts to Make at Home
Banana Tapioca Coconut Pudding (Chè Chuối) A Light, Comforting Vietnamese Dessert
Vietnamese chè chuối is one of the most comforting desserts in the chè family — a warm or chilled banana tapioca coconut pudding that’s naturally sweet, lightly creamy, and deeply aromatic. This version keeps everything modern and balanced: ripe bananas for sweetness, small tapioca pearls for chew, and just enough coconut milk to create a silky finish without heaviness.
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A Simple, Ingredient‑Forward Classic
Chè chuối is traditionally made with chuối sứ or chuối xiêm, small Southeast Asian bananas known for their fragrance and ability to hold their shape when cooked. In Vietnam, it’s a casual, everyday dessert — something you make when bananas ripen all at once or when you want something warm and soothing after dinner. The combination of coconut milk, tapioca, and banana is classic across Southeast Asia, but chè chuối has its own distinctly Vietnamese softness and simplicity.
A Modern, Lighter Take
This recipe keeps the spirit of the dish while making it more accessible for home cooks using the bananas available in U.S. markets. The sweetness stays natural, the texture stays soft and creamy, and the whole dessert comes together quickly with pantry ingredients.
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Why Banana Tapioca Coconut (Chè Chuối) Works

• Naturally sweet from ripe bananas, so added sugar stays minimal
• Coconut milk adds creaminess without heaviness
• Tapioca pearls create a soft, chewy contrast
• Works warm or chilled
• Quick, pantry‑friendly, and consistent
Banana Tapioca Coconut — Naturally Sweet (Chè Chuối)
Equipment
- Medium pot with lid
- Cutting board & knife
- Measuring cups & spoons
- Small bowl for tapioca soak
Ingredients
- 4 ripe bananas preferably Thai bananas or small sweet bananas
- 3 cups water
- 1 cup coconut milk
- 3 to 4 tablespoons sugar
- 1/4 teaspoon salt
- 1/3 cup small tapioca pearls
- 1 teaspoon vanilla extract optional
- Optional topping coconut cream toasted sesame seeds crushed roasted peanuts
Instructions
- Soak the tapioca pearls in warm water for 10 to 15 minutes and drain.
- Slice the bananas into thick diagonal pieces and set aside.
- Bring the water to a gentle boil and add the soaked tapioca pearls. Simmer until they turn translucent.
- Stir in the coconut milk, sugar, and salt. Simmer gently to blend the flavors.
- Add the sliced bananas and cook until they soften but still hold their shape.
- Stir in vanilla extract if using.
- Taste and adjust sweetness or salt.
- Serve warm or chilled with coconut cream and sesame seeds or peanuts if desired.
Notes
- Use ripe bananas with brown spots for the best natural sweetness.
- Thai bananas hold their shape better but regular ripe bananas work well.
- Simmer gently to avoid breaking the bananas or scorching the coconut milk.
- Add more water for a lighter consistency or reduce slightly for a thicker pudding.
- Tapioca pearls continue to thicken as the chè cools.
- Keeps in the fridge for two to three days.
Tips & Tricks for Banana Tapioca Coconut Pudding (Chè Chuối)
• Use ripe bananas with brown spots for the best natural sweetness
• Slice bananas thick so they soften without falling apart
• Simmer gently to protect the coconut milk
• Soak tapioca briefly for even cooking
• Add bananas toward the end to keep their shape
• Adjust sweetness at the end based on your bananas
• Serve warm for comfort or chilled for a refreshing dessert
Cultural Notes: What Makes Chè Chuối Special
Chè is a broad category of Vietnamese sweet soups, puddings, and drinks — warm, cold, layered, or scooped over ice. Chè chuối sits in the “simple, ingredient‑forward” category, similar to chè bắp. It highlights one main ingredient and builds a dessert around its natural sweetness.
In many Vietnamese households, chè chuối is a way to use up ripe bananas before they go soft. The coconut milk and tapioca pearls turn something humble into something cozy and fragrant. You’ll find richer, sweeter versions in the south and lighter versions in the central region — this recipe lands in the middle with a clean, modern finish
Banana Tapioca Coconut Pudding (Chè Chuối) FAQ
What type of bananas work best?
Thai bananas or small sweet bananas hold their shape best, but ripe regular bananas work well and are easier to find.
Can I use light coconut milk?
Yes, but the chè will be thinner. Full‑fat coconut milk gives the best texture.
Do I need to soak the tapioca pearls?
A short soak helps them cook evenly and prevents clumping.
Can I make this ahead?
Yes. It keeps for two to three days in the fridge. The tapioca thickens as it chills, so add a splash of water when reheating.
Can I serve chè chuối cold?
Absolutely. Warm is traditional, but chilled chè chuối is refreshing and highlights the banana’s natural sweetness.
Can I add toppings?
Toasted sesame seeds, crushed roasted peanuts, and a spoonful of coconut cream are classic Vietnamese toppings that add aroma and texture.
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